WHAT AI CAN’T DO: A MANILA LECTURE SHAKES THE FINANCE WORLD

What AI Can’t Do: A Manila Lecture Shakes the Finance World

What AI Can’t Do: A Manila Lecture Shakes the Finance World

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Amid the warm Manila breeze, in a university hall buzzing with intellect, Joseph Plazo laid down the gauntlet on what AI can and cannot achieve for the future of finance—and why that distinction matters now more than ever.

You could feel the electricity in the crowd. Students—some furiously taking notes, others streaming the moment live—waited for a man revered for blending code with contrarianism.

“AI will make trades for you,” he said with gravity. “It won’t tell you when not to trust them.”

Over the next hour, he took the audience from Silicon Valley to Shanghai, touching on everything from quantum computing to cognitive bias. His central claim: Artificial intelligence is impressive—but it lacks soul.

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Top Students Meet a Tough Truth

Before him sat students and faculty from a multi-nation academic alliance, assembled under a pan-Asian finance forum.

Many expected a victory lap of AI's dominance. Instead, they got a reality check.

“There’s a growing religion around AI,” said Prof. Maria Castillo, guest faculty from Europe. “Plazo’s words were uncomfortable—but essential.”

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Why AI Still Doesn’t Get It

Plazo’s core thesis was both simple and unsettling: code can’t read between the lines.

“AI doesn’t panic—but it doesn’t anticipate,” he warned. “It finds trends, here but not intentions.”

He cited examples like machine-driven funds failing to respond to COVID news, noting, “By the time the algorithms adjusted, the humans were already positioned.”

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The Astronomer Analogy

Rather than dismiss AI, Plazo proposed a partnership.

“AI is the vehicle—but you decide the direction,” he said. It works—but doesn’t wonder.

Students pressed him on behavioral economics, to which Plazo acknowledged: “Yes, it can scan Twitter sentiment—but it can’t feel a market’s pulse.”

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The Ripple Effect on a Digital Generation

The talk left a mark.

“I thought AI could replace intuition,” said Lee Min-Seo, a quant-in-training from South Korea. “Now I see it’s judgment, not just data, that matters.”

In a post-talk panel, tech mentors agreed with his sentiment. “They’ve been raised by data—but instinct,” said Dr. Raymond Tan, “doesn’t replace perspective.”

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Co-Intelligence: Merging Math with Meaning

Plazo shared that his firm is building “hybrid cognition models”—AI that understands not just volatility, but motive.

“Ethics can’t be outsourced to software,” he reminded. “Judgment remains human territory.”

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An Ending That Sparked a Beginning

As Plazo exited the stage, students applauded. But more importantly, they stayed behind.

“I came for machine learning,” said a PhD candidate. “But I got a lesson in human insight.”

Perhaps, in drawing boundaries for AI, we expand our own.

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